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Subsidized 0% MDR on UPI · Instant 80G Receipts · FCRA Compliant

Best Payment Gateway for NGOs & Non-Profits in India

Empower your NGO, charitable trust, or Section 8 non-profit organization with high-converting donation payment gateways. Integrate Razorpay, Cashfree, and PayU with instant automated 80G tax exemption receipts, UPI QR codes, FCRA foreign donations, and monthly recurring giving.

0% MDR Schemes
Zero Fee on UPI/RuPay
Instant 80G Receipts
Auto WhatsApp/Email PDF
Dynamic NGO UPI
Scan & Pay Instant T+1
FCRA Foreign Giving
SBI NDMB Compliant
// TRUSTED PAYMENT PARTNERS //

Top Donation Payment Gateways for Non-Profit Organizations

We handle end-to-end merchant verification, document approval, API integration, and webhook testing with all leading Indian payment gateways.

RECOMMENDED Domestic & Global

Razorpay for NGOs

Subsidized MDR rates, embedded donation buttons, custom donor forms, and automated 80G webhook integration.

  • UPI, Cards, NetBanking
  • Recurring Monthly Subscriptions
  • International Cards (Stripe API)
Approval in 3-5 Days
FAST SETTLEMENT T+1 Direct Bank

Cashfree & PayU

Fast T+1 day direct settlement into your NGO's current bank account with multi-currency donor support.

  • Next-Day Bank Settlements
  • UPI Intent & QR Code Popups
  • High Success Rates (99.8%)
High Volume Ready
ZERO COMMISSION Direct to Bank

NGO UPI & Dynamic QR

100% free direct bank UPI collection. Instant QR code generated per donor with automatic donor details capture.

  • 0% MDR (Zero Deductions)
  • Google Pay, PhonePe, Paytm
  • Immediate Bank Credit
Instant Setup
// COMPLIANCE AUTOMATION //

Automated 80G Tax Receipts & Form 10BD Compliance

Under Income Tax regulations, non-profits must file Form 10BD annually and issue Certificate of Donation (Form 10BE) to donors. Manual receipt generation wastes hundreds of trustee hours and leads to PAN mismatch errors.

Techies Gateway fully automates this entire lifecycle on your website:

Mandatory PAN & Address Validation
Custom donation forms validate donor PAN structure to guarantee compliance before accepting money.
Instant Digitally-Signed 80G PDF Receipt
The moment payment succeeds, a PDF receipt with serial number, 12A/80G registration numbers, and digital signature is emailed and WhatsApped to the donor.
One-Click Form 10BD CSV Export
Download ready-to-upload Form 10BD CSV formatted strictly per Income Tax portal requirements at the end of the financial year.
HOPE FOUNDATION CHARITABLE TRUST
Registration No: 12A/80G/DEL/2021-22
80G VALIDATED
Receipt No: HF/2026/0842
Date: 30-Sep-2026
Donor Name: Amit Verma
Donor PAN: ABCPV1234F
Donation Amount: ₹10,000.00
Payment Mode: UPI (Razorpay)
"This donation is eligible for tax deduction under Section 80G(5)(vi) of the Income Tax Act, 1961."
Dispatched via WhatsApp & Email Download PDF
// FAST ONBOARDING ASSISTANCE //

Documents Required for NGO Gateway Approval

Our compliance team guides you through collecting and verifying all necessary paperwork to ensure zero rejection from payment gateway underwriting teams.

Trust Deed / Society Registration
Or Section 8 Company Certificate
NGO PAN Card
Entity PAN matching bank records
12A & 80G Approval Orders
Issued by Income Tax Department
Current Bank Account Cheque
Cancelled cheque in NGO's name
Authorized Signatory KYC
Aadhaar & PAN of Trustees/Directors
FCRA Registration Certificate
Mandatory only for foreign donations
// FREQUENTLY ASKED QUESTIONS //

NGO Payment Gateways: Key FAQs

Clear answers regarding transaction fees, 80G automation, FCRA accounts, and integration timelines.

Yes. Under NPCI and government guidelines, UPI and RuPay debit card transactions incur 0% Merchant Discount Rate (MDR). Additionally, payment aggregators like Razorpay and Cashfree offer subsidized CSR pricing packages specifically for verified 12A/80G registered non-profits.

When a donor donates on your website, our system prompts for their PAN, full name, and address. The instant payment succeeds, our webhook generates a digitally-signed, numbered 80G PDF receipt with your NGO registration numbers and automatically sends it to the donor via WhatsApp and Email within 5 seconds.

Yes, provided your NGO holds a valid FCRA (Foreign Contribution Regulation Act) registration from the Ministry of Home Affairs (MHA) and maintains an active designated FCRA account at SBI New Delhi Main Branch (NDMB). We integrate specialized international gateways (Stripe / Razorpay International) that route foreign funds strictly per FCRA rules.

With complete documentation (Registration certificate, NGO PAN, 12A/80G certificates, cancelled cheque, and trustee KYC), gateway approval typically takes 3 to 5 business days. Direct UPI integration can be set up within 24 to 48 hours.

Yes. We implement UPI Autopay and eNACH recurring mandates. Donors can pledge ₹500, ₹1,000, or custom amounts to be deducted automatically every month without needing to re-enter OTPs.
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